What is Collision Towing and Storage Fee Coverage?

Collision towing and storage fee coverage is an add-on to your auto insurance policy that pays for the cost of towing and storing your vehicle after a covered accident. This coverage is useful if you don't have a roadside assistance plan or if your vehicle can't be driven away from the scene of the accident. Collision towing and storage fee coverage can also cover the cost of temporary transportation, such as a rental car, if your vehicle is unusable.

How is Collision Towing and Storage Fee Coverage Covered?

Collision towing and storage fee coverage is usually covered by your insurance company as part of your comprehensive or collision coverage. Comprehensive coverage pays for damage to your car caused by non-collision incidents, such as theft, vandalism, or weather-related damage. Collision coverage pays for damage to your car caused by a collision with another object, such as a car, a tree, or a wall. If you have either of these types of coverage, check your policy to see if collision towing and storage fee coverage is included, how much coverage you have, and what the deductible is.

What to Keep in Mind When Filing a Claim

To file a claim for collision towing and storage fee coverage, you'll need to contact your insurance company's claims department as soon as possible after the accident. The claims representative will ask you to provide details about the accident, including the date, time, and location, as well as the names, phone numbers, and insurance information of the other drivers involved. They will also ask you to provide information about your damaged vehicle, such as the make, model, and license plate number, and where it's being stored.

Collision towing and storage fee coverage is a valuable and relatively inexpensive add-on to your auto insurance policy that can save you time, money, and hassle in the event of an accident. Knowing how this coverage works, how it's usually covered by your insurance company, and what to keep in mind when filing a claim can help you make the most of this coverage and get back on the road with confidence. If you have any questions about collision towing and storage fee coverage, contact your insurance agent or company for more information.